John William Hersman, 57, of Lusby, MD died on Tuesday, April 20, 2004 at his residence.

Born on May 18, 1946 in Clarksburg, WV, he was the son of Laura Ayersman Hersman of Clarksburg, WV and the late William H. Hersman.

Mr. Hersman graduated from the Washington Irving High School in Clarksburg, WV. He then attended West Virginia Wesleyan College graduating in 1968 with a BA in History, attended Fairmont State College in WV and Northwest Missouri State University obtaining degrees in Business Administration. Mr. Hersman served his country in the United States Navy retiring as a LCDR. From 1978 until 1980 he was Assistant Vice President in charge of construction loan portfolio at the First Annapolis Savings Bank. In 1983 he was promoted to Senior Vice President in charge of all loan department functions including commercial lending, residential lending and consumer lending, he held this position until 1985. In 1985 he became President of the Delta Financial Services Inc. a subsidiary of First Annapolis Savings Bank, in charge of real estate developments and joint venture projects. This position was held until 1987. Throughout his career he was also Chief real estate appraisal officer. From 1988 until 1991 he was President and equity partner of Anchor Capitol Group, where he developed residential and commercial real estate in Anne Arundel, Calvert, Prince Georges, Howard and Talbot Counties. In 1991 he opened the Maryland Appraiser Services Inc., which he ran with his wife Ruth until his death. Mr. Hersman held a Certified General Appraiser License in the State of Maryland, Washington, DC and Commonwealth of Virginia. He was a lifetime member of the First United Methodist Church in Clarksburg, WV, the Anne Arundel County, Economic Development Finance Committee, International Trade Committee and the Industrial Revenue Bond Committee. He also was involved in missionary work in Central America for many years.

In addition to his mother, he is survived by his wife Ruth E. Duff Hersman, a son, John Andrew Hersman of Catonsville, MD, a daughter, Megan M. Storer, of San Diego, CA and a step-son, Giovanni F. Del Alcazar of Baltimore, MD, a sister, Nancy Harvey and husband Don of Clarksburg, WV, two granddaughters, Isabella Hersman and Alexandrea Del Alcazar, a niece Jennifer Hogue and a nephew Matthew Harvey.

A memorial service will be held on Wednesday, May 5, 2004 at 12:00 noon at the Church of the Ascension, Lexington Park, MD. The Reverend Rona Harding will officiate. Interment will be private.

Memorial contributions may be made to Calvert Hospice, P.O. Box 838, Prince Frederick, MD 20678, and / or the Church of the Ascension, 21641 great Mills Road, Lexington Park, MD 20653.

Arrangements provided by the Brinsfield Funeral Home, 22955 Hollywood Road, Leonardtown, MD. www.brinsfieldfuneral.com