$400,000 Mortgage Fraud
Cops Nail Woman in Alleged Real Estate Scam with Stolen Identification

WALDORF --- Charles County Sheriff's spokeswoman Kristen Atkins reports that on April 21 at approximately 9 a.m., Officer P. Anderson responded to the Waldorf District Station where a Washington D.C. woman reported someone used her personal information to apply for a mortgage.
Investigation revealed a woman using the victim's personal information allegedly secured approximately $400,000 in financing to purchase a house in Dorchester, a subdivision in the St. Charles community in Waldorf. The amount financed was slightly more than the selling price of the house. During the process of purchasing the home, the real estate company discovered discrepancies indicating the woman was using another person's identity to purchase the home. The real estate company confirmed its suspicions when it contacted the victim, who said she did not apply for a mortgage and had no knowledge of the pending purchase of the house in Dorchester. The mortgage company, located in Missouri, reported the woman used the victim's personal information to apply for a mortgage and the loan was approved.
Later that day, the woman met with the real estate agent at the house. Sheriff's officers responded and arrested her. She was identified as Leticia Jonelle Miller, 31, of Silver Spring. She was charged with three counts of forgery and two counts of using another person's identification to steal. Miller is being held at the Charles County Detention Center on $100,000 bond. Det. J. Budd is continuing the investigation.